Credit Analyst
TCS
3 - 8 years
Bengaluru
Posted: 02/05/2025
Job Description
Job Title: Credit Analyst
Job Location: Bangalore/Pune
Knowledge/Experience required:
• 3+ years of work experience within a financial institution (analyzing corporate client's risk, insights and credit)
• Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.
• Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk analysis, internal rating rationale, projections and credit recommendations
• Strong knowledge on US GAAP Accounting / International Financial Reporting Standards ((10-K, 10-Q, SEC Filings, Investor Presentation etc.)
• Ability to understand private and public limited corporation structure, reporting and classification of financial segments and key credit assessment ratios / parameters
• Strong Knowledge of MS Office Spreadsheet and formulas
• Strong Ability to handle seasonal peaks and dynamic changes in workflow
• Knowledge of any one Financial Spreading tools : Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools
About Company
Tata Consultancy Services (TCS) is one of the largest multinational IT services and consulting companies in the world, headquartered in Mumbai, India. It operates in over 50 countries and is a part of the Tata Group, India's largest business conglomerate. TCS offers a wide range of services including software development, consulting, digital transformation, and business solutions, serving industries such as finance, healthcare, retail, and telecommunications. Known for its global reach, technological expertise, and innovation, TCS is consistently ranked among the top IT services companies globally.
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