Credit Analyst

Job Role: Credit Analyst

Job Location: Bengaluru

Experience required:

• 2 to 6 years of work experience in Financial Spreading, Credit Analysis & Corporate Lending Operations.

Job Requirement:

• Any full-time graduate (10+2+3).
• Immediate joiners are preferred.
• Willingness to work in night shifts.
• Mode of Salary credit should be through banks from all the employers (No cash in hand)
• All educational and employment documents are mandatory to have.

Skill Requirement:   

• Hands-on experience in analyzing corporate client’s risk, insights and credibility.

• Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.

• Sound knowledge of financials, cash flow, leverage & liquidity analysis, credit quality, assigned value risk ana lysis, internal rating rationale, projections and credit recommendations.

• Ability to understand private and public limited corporation structure, reporting and classification of financial segments and key credit assessment ratios / parameters.

• Knowledge of any one Financial Spreading tools: Moody's Risk Analyst, FIS Optimist, Credit lens or allied spreading tools

Preferred qualifications:

• Graduate in Commerce or Economics
• Master of Business Administration
• CA Inter qualified