Credit Analyst (Private Equity)

Role: Credit Analyst

Entity: Ashika Investment Managers Private Limited

Job Location: Mumbai

Experience: 3 4 years

Education: CA, MBA in finance

About Us:

Established in 1994, Ashika Group is a diversified financial services organization supporting individuals, companies, and institutions in capital raising, trading, wealth management, and access to financial markets. Ashika Stock Services Ltd. is a SEBI-registered stockbroker and member of NSE, BSE, MCX, NCDEX, and MSEI, and registered with CDSL and NSDL as a depository participant, a SEBI-registered Research Analyst, and an AMFI-certified mutual fund distributor. The Group offers services across retail and institutional broking, investment banking, research advisory, global family office services, alternative asset management, and private equity. Backed by nearly 300 professionals across Kolkata and Mumbai, Ashika is known for its research-driven approach and strong client focus across diverse financial needs.

Role Brief:

We are looking for a Credit Analyst with 34 years of experience in financial analysis and credit evaluation. The role involves assessing company financials, preparing detailed credit memos, and supporting debt-related transactions through structured analysis and documentation.

Role Responsibilities:

• Conduct in-depth analysis of companies, including financial statement analysis, ratio analysis, and business model evaluation
• Prepare detailed credit notes, investment memorandums, teasers, pitch decks, and other transaction-related documents
• Develop and review financial models to assess funding requirements and repayment capacity
• Evaluate proposals through analysis of financial statements, CMA data, and supplementary information
• Perform fundamental and industry analysis, including peer comparison and intrinsic value assessment
• Coordinate due diligence processes and support end-to-end deal execution
• Liaise with stakeholders including lenders, financial institutions, rating agencies, and internal teams
• Assist in structuring debt transactions, refinancing, restructuring, and one-time settlements
• Support pre- and post-disbursement compliance and documentation processes

• Role Requirements: 34 years of relevant experience in credit analysis, equity research, or financial advisory
• Strong expertise in financial statement analysis and financial modeling
• Ability to draft clear and structured credit memos and analytical reports
• Strong analytical thinking with attention to detail
• Proficiency in Microsoft Excel and PowerPoint