Credit Analyst

Hewlett Packard Enterprise

1 - 5 years

Bengaluru

Posted: 21/06/2025

Job Description

Credit Analyst

  

This role has been designed as ‘Hybrid’ with an expectation that you will work on average 2 days per week from an HPE office.

Who We Are:

Hewlett Packard Enterprise is the global edge-to-cloud company advancing the way people live and work. We help companies connect, protect, analyze, and act on their data and applications wherever they live, from edge to cloud, so they can turn insights into outcomes at the speed required to thrive in today’s complex world. Our culture thrives on finding new and better ways to accelerate what’s next. We know varied backgrounds are valued and succeed here. We have the flexibility to manage our work and personal needs. We make bold moves, together, and are a force for good. If you are looking to stretch and grow your career our culture will embrace you. Open up opportunities with HPE.

Job Description:

   

In the Finance and Corporate Strategy team we ensure that the business’s capital strategies are operationally supported and strategically focused. This is how we work to secure the greatest return on investment for the global company. By gathering and analysing financial data we can influence decisions within the business, drive initiatives, and help ensure alignment with our wider objectives. Join us redefine what’s next for you.

What you’ll do:

  • Analyzes and recommends customer credit limits based upon credit scores.

  • Analyzes output from fraud detection system and makes recommendation for further investigation.

  • Interacts with credit card companies to manage credit charge-backs.

  • Negotiates down payment with customers and company sales staff to allow customer to purchase above their credit limit.

  • Analyzes and researches customer's receivables account delinquency and determines the type of communication method to facilitate payment.

  • Resolves disputes related to customer payment on delinquent accounts and negotiates and ensures payment from customer.

  • Recognizes trends for non- payment and resolves issues by engaging internal partners.

  • Initiates the dispute resolution process with internal company partners and follows issue and ensures resolution for company and customer.

  • Analyzes at-risk customers and recommends account strategies to prevent delinquencies

What you need to bring:

  • First level university degree with a focus in business or economics recommended or equivalent experience.

  • Typically 1 - 5 years of experience.

Knowledge and Skills:

  • Good written and verbal communication, negotiation, and conflict resolution skills.

  • Basic accounting knowledge.

  • Good problem solving skills.

  • Familiarity with computers.

  • Basic prioritization skills.

  • Basic understanding of company's order management process.

  • Basic understanding of company's dispute management process.

  • Basic understanding of collection processes and financial concepts.

  • Basic influence skills.

Additional Skills:

Accountability, Accountability, Active Learning (Inactive), Active Listening, Bias, Big Data Analytics, Coaching, Commercial Acumen, Creativity, Critical Thinking, Customer Centricity, Design Thinking, Digital Transformation, Empathy, Financial Planning and Analysis (FP&A), Follow-Through, Growth Mindset, Intellectual Curiosity (Inactive), Internal Controls, Long Term Planning, Management of Change, Managing Ambiguity, Numerical Data Analysis, Policy Management, Problem Solving Mindset {+ 4 more}

What We Can Offer You:

Health & Wellbeing

We strive to provide our team members and their loved ones with a comprehensive suite of benefits that supports their physical, financial and emotional wellbeing.

Personal & Professional Development

We also invest in your career because the better you are, the better we all are. We have specific programs catered to helping you reach any career goals you have — whether you want to become a knowledge expert in your field or apply your skills to another division.

Unconditional Inclusion

We are unconditionally inclusive in the way we work and celebrate individual uniqueness. We know varied backgrounds are valued and succeed here. We have the flexibility to manage our work and personal needs. We make bold moves, together, and are a force for good.

Let's Stay Connected:

Follow @HPECareers on Instagram to see the latest on people, culture and tech at HPE.

#india

#financial

Job:

Finance

Job Level:

Entry

    

HPE is an Equal Employment Opportunity/ Veterans/Disabled/LGBT employer. We do not discriminate on the basis of race, gender, or any other protected category, and all decisions we make are made on the basis of qualifications, merit, and business need. Our goal is to be one global team that is representative of our customers, in an inclusive environment where we can continue to innovate and grow together. Please click here: Equal Employment Opportunity.

Hewlett Packard Enterprise is EEO Protected Veteran/ Individual with Disabilities.

   

HPE will comply with all applicable laws related to employer use of arrest and conviction records, including laws requiring employers to consider for employment qualified applicants with criminal histories.

About Company

Hewlett Packard Enterprise (HPE) is an IT services and technology company offering hardware, software, and cloud solutions for enterprises. HPE focuses on helping organizations accelerate their digital transformation with technologies such as hybrid cloud, edge computing, and AI.

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