Job Description Job Role: Credit Analyst
JobProcess: AnnualCredit Review
Shifttimings: UK Shift
Location: Bangalore, Gurgaon, Mumbai, Pune.
(Working from Bangalore for initial 6 months is mandatory)
ExperienceRequired:
4to 8 years of relevant experience; in Corporate & Commercial Lending,FIG/Corporate & Investment Banking. CreditUnderwriting, Credit Risk Management and understanding of financial statement,Credit Review, Credit Risk Analysis / Underwriting is must; Quality Focused andhas performed quality and data analytics function. RiskModelling - Base Case Scenario, Recessionary Case Scenario, Risk Modeling andProjecting cash flow for risk rating and judging repayment capacity and risks. Goodunderstanding of Cash flow statement analysis, Income Statement Analysis andBalance Sheet to analyze Credit Quality, Liquidity, Leverage and Coverage etc.Ability to interpret and highlight risks and early warning signals.Knowledgeand Skills required:
Relevantexperience within a financial institution (analyzing corporate client's risk,insights and credit); Relevant Knowledge and understanding of FIG, Corporates,Middle Market Financing Products. Strongknowledge on Global accounting standards - IFRS, US GAAP Accounting andclassification/ International Financial Reporting Standards (10-K, 10-Q, SEC /SED AR / FRC Filings, Press Release and Investor Presentation etc.) Abilityto understand private and public limited corporation structure, reporting andclassification of financial segments and key credit assessment ratios /parameters. Soundknowledge of parent and subsidiary exposure, debt structure, operating modeland ownership structures. StrongKnowledge of MS Office Spreadsheet and formulas. StrongAbility to handle seasonal peaks and dynamic changes in workflow.Desired Candidate Profile
Qualifications :MASTER OF BUSINESS ADMINISTRATION
