Consumer Lending Business Consultant, BFS Consulting
Exp : 9+ Years
Location : Bangalore, Pune, Chennai, Hyderabad
Notice Period : Immediate Joiners till 60 days NP
Education : Candidates with MBA preferred
Role Overview
We are seeking a seasoned consultant with extensive domain expertise in lending processes and a strong record of leadership. The ideal candidate has successfully managed a team of Business Analysts, driving strategic proposals, developing comprehensive Points of View (PoVs), and authoring white papers to support business growth and innovation.
Domain Expertise:
- Deep understanding of retail and commercial lending domains—preferably within consumer lending.
- Expertise across the full lending lifecycle—from originations, servicing, collections, and receivables to delinquency management, foreclosure, loan securitization, and secondary loan trading.
- Experience with financial software or Commercial Off-The-Shelf (COTS) products is a plus.
Business Analysis Skills:
- Led and mentored a team of BA’s, fostering best practices and driving continuous professional development.
- Led requirements gathering sessions with key stakeholders to capture critical business needs.
-Developed comprehensive documentation, including Business Requirement Documents (BRD) and Functional Requirement Documents (FRD).
- Created detailed As-Is and To-Be process flows that clearly illustrate current operations and future improvements.
- Extensive experience in translating requirements into EPICs, user stories, and functional specifications, while working in Agile environments and throughout the SDLC.
Business Development:
- Led the preparation and solutioning of Requests for Proposals (RFPs) ensuring strategic alignment with business objectives.
- Led the development of compelling Points of View (PoVs) that articulate innovative, strategic recommendations tailored to client challenges.
- Authored influential white papers to showcase solutions and emerging industry trends.
- Worked closely with diverse teams to ensure proposals and strategic documents were well-aligned with market trends and business goals.
- Regularly presented findings, process flows, and strategic recommendations to senior management and key stakeholders, demonstrating a proactive approach to problem-solving.
Leadership & Team Management:
- Proven experience in leading and mentoring a team, fostering a collaborative and high-performance environment.
- Provided strategic direction and continuous performance feedback to ensure the team’s growth and alignment with organizational goals.
- Acted as the primary point of contact for leadership, effectively managing cross-functional initiatives and complex stakeholder engagements.
Stakeholder Management & Communication:
- Served as a key liaison between business units, technical teams, and external partners to ensure seamless communication and project execution.
- Demonstrated strong negotiation and interpersonal skills to effectively manage stakeholder expectations and ensure alignment.
- Independently managed multiple projects simultaneously, monitoring milestones to guarantee timely delivery of key components.
Interested candidates can feel free to share your updated resume to AthiAravinthkumar.Selvappandi@cognizant.com / mithra.umapathy@cognizant.com