Consultant/ Senior Consultant - BA Payments

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Job Location- Mumbai and Gurgaon

Years Of Experience Required- 3-7 Years

Grade- Senior Consultant

Required skills- Mandatory Payment Industry Experience of minimum 2-6 years. Work Experience in Payments Team within a Bank will also be considered

- Deep knowledge in financial services offering, including e.g. Finance, Risk and Compliance, Core Banking etc.

- Hands on experience on support/operations/implementation of payment products such as digital Wallets, PG integration and overall digital Payment ecosystem

- Sound Knowledge in SDLC, Payment Application and Integration. Understanding of Solution Architecture and Technology Architecture / Business Architecture will definitely be a plus

- Understanding on payment systems and exposure to Payments Hub, Clearing and Settlement, Automated clearing house programs.

- Basic knowledge of one or more end-to-end systems development life cycles, i.e., waterfall, iterative and other modern approaches of software development and conversion methodologies.

- Detailed understanding of India Stack digital payment products like IMPS/UPI/BBPS and ability to apply innovative use-cases across Bank business lines.

- Understanding of overall card processing mechanism and the underlying card security and compliance

- Understanding on overall Digital Payments security and compliance

Good to have skills

- Understanding of PCI/DSS compliance and its implementation

- Proficient with Microsoft tools such as PPT, Excel, MPP, etc.

- Understanding of Retail banking will definitely be a plus

- Having understanding and experience in lending domain

- Prior experience with Fintech companies or Banks in terms of overall implementation experience will help

-Mandatory Payment Industry Experience of minimum 2-6 years.

-Work Experience in Payments Team within a Bank will also be considered

-Deep knowledge in financial services offering, including e.g. Finance, Risk and Compliance, Core Banking etc.

- Hands on experience on support/operations/implementation of digital Wallets, PG integration and overall digital Payment ecosystem

- Sound Knowledge in SDLC, Payment Application and Integration. Understanding of Solution Architecture and Technology Architecture / Business Architecture will defintely be a plus

- Understanding on payment systems and exposure to Payments Hub, Clearing and Settlement, Automated clearing house programs.

- Basic knowledge of one or more end-to-end systems development life cycles, i.e., waterfall, iterative and other modern approaches of software development and conversion methodologies.

- Detailed understanding of India Stack digital payment products like IMPS/UPI/BBPS and ability to apply innovative use-cases across Bank business lines.

- Understanding of overall card processing mechanism and the underlying card security and compliance

- Understanding on overall Digital Payments security and compliance

Good to have skills

- Understanding of PCI/DSS compliance and its implementation

- Knowledge of Functional areas like SEPA, SWIFT Processing, Clearing systems (e.g. RTGS b CHAPS /FED/NACHA etc.), Reconciliation and Investigations.

- Understanding Retail banking or wealth and asset management will defnitely be a plus

- Having exposure of International and Domestic Payments, Messaging and Flow (RTGS, NEFT, NACH, SWIFT, ISO 20022)

• - Prior experience with Fintech companies or Banks in terms of overall implementation experience will help