Consultant - Lending

Job Title: Consultant

Role Overview:

As a Consultant at The Digital Fifth, you will play a critical role in driving digital

transformation for banks, NBFCs, fintechs, and financial institutions. This role requires a

strong understanding of financial services, digital technologies, and business strategy. You

will be involved in crafting digital roadmaps, executing research-driven insights, managing

client engagements, and contributing to business growth. Working in a startup environment,

you must be adaptable, proactive, and comfortable navigating ambiguity.

Key Responsibilities:

Strategy & Digital Transformation:

Develop digital, business, and growth strategies for banks, NBFCs, fintechs, and

other financial institutions.

Design digital transformation roadmaps and build digital business models, backed by

in-depth research and industry analysis.

Research and build upon product ideation and Product Life Cycle Management

initiatives to enhance offerings.

Drive new product development initiatives, identifying market opportunities and

digital use cases.

Research & Thought Leadership:

Conduct deep-dive market research on financial services, fintech trends, and

regulatory developments.

Create industry reports, whitepapers, and insights to support consulting

assignments.

Develop marketing content, blogs, and social media engagements on fintech and

digital banking topics.

Program & Client Management:

Work closely with clients to design and implement digital business models and

transformation programs.

Manage key customer relationships, gathering insights and ensuring successful

delivery of consulting projects.

Act as a bridge between technology, business teams, and stakeholders, ensuring

seamless execution of projects.

Pre-Sales & Business Development:

Support the sales team in crafting proposals and conceptualizing solutions based on

client needs.

Assist in workshops, pitches, and client discussions, providing data-backed

recommendations.

Work on integrated fintech solutions, collaborating with startups, financial

institutions, and regulators.

Qualification, Skills and Experience Required:

Education: B.Tech + MBA preferred.

2 to 4 years of experience in a fintech, digital transformation, or consulting role

within banks/NBFCs/financial institutions is essential.

Strong Understanding of digital banking, payments, lending, wealth, and fintech

ecosystems

Experience in working with APIs, automation, mobility, AI/ML, cloud computing,

and other digital technologies.

Hands-on experience in designing and implementing digital solutions across the

customer lifecycle.

Knowledge of local regulatory compliance for digital initiatives and ability to provide

guidance to technology teams.

Strong quantitative, analytical, verbal, and written communication skills.

Exceptional communication and stakeholder management skills, with the ability to

lead projects and negotiate business deals.

Strong problem-solving skills, ability to manage ambiguity, and work in a fast-paced

startup environment.

Adaptability & Learning Mindset: Ability to thrive in a fast-paced and evolving

environment.

Ownership & Initiative: Proactively take charge of assignments and drive them to

completion.

Collaboration & Stakeholder Management: Work effectively with cross-functional

teams and clients.

Innovation & Creativity: Apply new ideas and approaches to solve complex

problems.

Proficiency in business analysis, data interpretation, and exploratory research for

driving business decisions.

Willingness to travel and engage in client-facing roles

Location: Mumbai / Client Site

Compensation: Competitive salary with performance-based bonus.

Why Join The Digital Fifth?

Startup Culture: Opportunity to work in a fast-growing, high-impact environment

with exposure to cutting-edge fintech innovations.

Diverse Exposure: Work with leading banks, NBFCs, fintechs, investors, and large

technology firms on high-profile projects.

End-to-End Consulting Experience: Involvement in strategy, research,

implementation, and execution of digital transformation programs.

Leadership & Growth Opportunities: Be part of a high-performance team where

your contributions directly shape industry-wide digital transformation.