Consultant - Internal Rating (SME)

Key Responsibilities

Liasoning with internal & external stakeholders on processes for credit rating models for SME borrowers, including methodology design, variable selection, scoring logic, data assessment & documentation
Supporting portfolio & credit risk assessments, integrating model outputs into underwriting, creating Early Warning Signals (EWS), and the Risk monitoring framework of SME portfolio.
Preparing various rating reports, documenting client risk profiles, mitigants, financial analysis, and sharing well-supported rating rationales with the Risk team for circulation to Credit Committee and Senior management.

Required Skills & Technical Proficiency

Domain Expertise

Strong knowledge of Internal rating models, Credit Analytics, SME lending, Credit Underwriting, internal rating frameworks, and regulatory requirements.

Experience and Qualifications

Location: Mumbai (On-site)

Duration: 3 Months (Contract / Project-based)

Experience: At least 3 years relevant work experience

Qualification: CA / MBA

Consultant