Commercial Banking Portfolio Management Manager

About this role:

Wells Fargo is seeking a Commercial Banking Portfolio Management Manager

In this role, you will:

• Manage and develop a team of individuals with low to moderate work complexity and risk in Commercial Banking Portfolio Management functional area
• Ensure credit execution is consistent and aligned with required credit policies and processes
• Support and drive adoption of new credit policies and related changes across the team
• Identify and recommend opportunities for process improvement and risk control development in the Commercial Banking Portfolio Management functional area
• Make decisions and resolve issues regarding resources, objectives, and operations of functional area and team to meet business objectives
• Interpret and develop credit policies and procedures
• Support in execution of policy changes
• Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and more experienced managers
• Coach and develop credit team
• Manage allocation of people and financial resources for Commercial Banking Portfolio Management
• Mentor and guide talent development of direct reports and assist in hiring talent

Required Qualifications:

• 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 2+ years of leadership experience

Desired Qualifications:

• 4+ years experience in End to end credit lending services for commercial loans includes Financial Spreading and Credit Analysis
• Should have experience in spreading of Corporate’s Financial Statements in client application
• Responsible for leading the transition and seamlessly setting up the business
• Directly manage teams comprising analyst/Team Lead/SMEs and Operations Managers
• Interact and/or negotiate with senior level business partners in WF US and EGS
• Flexibility to work in shifts & open for lateral opportunities as per the business requirements
• Take a lead role in developing and implementing best practices
• Increase effectiveness of staff and tools by recognizing opportunities for development and proactively creating new systems and structures
• Manages operations of various shared service functions supporting multiple lines of businesses ensuring transitions progress smoothly and process meets its agreed metrics
• Responsible for creating and monitoring business goals for team that align to Enterprise goals (including LoB expectations) and EGS goals
• Foster strong relationship with LOB leaders through regular communication
• Ensure Wells Fargo  people strategy is implemented with focus on growth and development needs of team members
• Plan, Execute and Responsible for People, Process, Risk, Operational Excellence
• Process improvement and redesign - proactively identify, analyze and improve existing processes / process reengineering.
• Supports policy and procedure administration, rating agency reviews, Regulatory requirements, Compliance, Risk Management, Enterprise Information Technology and Legal
• Responsible to handle escalation and provide speedy resolution

Job Expectations:

• Experience of more than 4+ years in Financial Spreading & Credit Analysis in Commercial Lending domain.
• Sound knowledge of Financial Spreading, Credit Analysis, and Ratio Analysis
• Should have experience in financial and non-financial due diligence of corporate entities

• Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Proficient and advanced ability with US business writing skills
• Excellent interpersonal, communication & organizational skills with proven abilities in customer relationship management
• Strong analytical skills
• Experience of working across one or more geographic territories or regions
• MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent

Leadership Expectations:

• As a Team Member manager, you are expected to achieve success by leading yourself, your team, and the business.
• Lead your team with integrity and create an environment where your team members feel included, valued, and supported to do work that energizes them.
• Accomplish management responsibilities which include sourcing and hiring talented team members, providing ongoing coaching and feedback, recognizing and developing team members, identifying and managing risks, and completing daily management tasks.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.