Cluster Business Manager – Secured & Uns...

Muthoot

5 - 10 years

Lucknow

Posted: 27/06/2025

Job Description

Job Description


A

  Job Specification

1

Company Name

:

Muthoot Fincorp Limited

2

Position / Designation

:

Cluster Business Manager – Secured & Unsecured Lending Business

3

Grade

:

MM4

4

Employment Type

:

All Employment Type

5

Reporting to – 

Designation & Grade

:

Zonal Sales Manager – Secured & Unsecured Lending Business 

6

No. of Reportees,

Designation & Grade

:

 

 

7

 

Main Tasks & Areas of Responsibility

:

1.. Achievement of Budgeted Sales Volumes. 2. Build

relevant Sales structuer for State/region. 3. Work with

branches on necessary products& distribution to build

the portfolio. 4. Achievement of cross sell targets. 5.

Responsible for soft bucket collections and maintain the

delinquency as per desired level. 6. Work closely with

Credit & Risk departments on product on Product &

process roll outs. 7. Adhere & roll out Audit compliance

/requirement to Sales vertical.

 

. Monthly/Annual Sales Volumes/Portfolio as per

budget plan. 2. Responsible for metrics IRR, process fee

& ATS 3. Drive cross sell initiatives like insurance , other

products through the team as well as the branches .

8

Skills and Exposure

:

 

9

Special Requirements (If any)

:

Must have experience in Secured lending / unsecured lending business

10

Job Location / State

:

All States 

11

Compensation Band

:

As per policy

12

Entitlements

:

As per policy

13

Stake Holders

:

MFL Staff, Group Company Staf

14

Career Progression

:

 

B

 

15

Educational Qualification / Technical Certification

:

Any UG/PG or MBA

16

Skill Sets

:

Unsecured Micro /small ticket /Biz loan Sales &

distribution background. LAP Sales & Distribution ( not

mandatory) Managed BTL initiatves. Channel and direct

sales team experience. Soft Collections experience in

unsecured loans. Team building& Training

17

Communication Skills

:

Excellent communication Skills – English language

fluency - both verbal and written

18

Experience

:

 10+years of overall experience 

19

Behavioral Competencies

:

Team work. Ability to work stretch/Multi-Tasking

Environment. Effective Communication ability at

different levels. Adaptable to complex Work environments& Organizational values. Task master

having a daily grind on Sales/revenue numbers

20

Other Requirements (If any)

:

-

About Company

Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.

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