1. Financial Strategy & Business Planning:

Formulate and execute long-term financial strategy aligned with business growth objectives.

Lead Annual Business Plan, Budgeting, and Capital Expenditure planning.

Drive profitability improvement, NII growth, and cost optimization.

Monitor Assets (Retail & Corporate Advances) and Liabilities (CASA, Deposits).

2. Financial Reporting & Controls

Oversee quarterly and annual financial statement preparation.

Ensure timely completion of Statutory Audit and Internal Audit.

Maintain robust Internal Control over Financial Reporting (ICOFR).

Present financial results to the Board and Senior Management.

Monitor expense control and financial discipline across divisions.

3. Regulatory & Compliance Governance

Ensure submission of statutory and regulatory returns to RBI and other authorities.

Liaise with RBI inspection teams and regulatory bodies.

Oversee Income Tax, GST, and other statutory compliance.

Ensure adherence to the Companies Act, SEBI (if applicable), and Banking Regulations.

4. Capital & Risk Oversight

Lead capital adequacy planning and balance sheet optimization.

Monitor asset quality, NPAs, provisioning, and stress accounts.

Engage with Credit Rating Agencies for external ratings.

Support recovery strategy, including IBC/NCLT cases.

5. Credit & Corporate Banking Interface

Review and present large credit proposals to Credit Committees and the Board.

Monitor portfolio risk and early warning signals.

Support growth in the ME and Corporate Banking segments.

6. Stakeholder & Board Management

Act as key interface between Finance, Board, Auditors, and Regulators.

Support Board Committees with financial insights and governance updates.

Ensure high standards of transparency and financial governance.

Chief Operating Financial Officer