Chief Financial Officer

Mobikwik is India's leading Digital Financial Services platform & Largest Digital Wallet, trusted by over 167 million users & 4.4

million businesses. As a pioneer in the Fintech space, Mobikwik empowers its users with a robust suite of services, including

Digital payments, Credit & Investments. Recently, Mobikwik achieved a significant milestone with its Initial Public Offering

(IPO), marking a new chapter in its journey of innovation & growth. With a mission to democratize financial inclusion, Mobikwik

continues to transform how Indians manage their money, offering secure, seamless & user-friendly solutions that cater to a

diverse range of financial needs.

Join us on our journey to democratize access to financial services for a billion Indians.

Role: Chief Financial Officer (Fintech/NBFC/BFSI Background is must)

Location: Gurgaon (Work from Office 5 days)

Reporting To: Co-Founders and the Board

About the Role:

As the Chief Financial Officer, you will be a key strategic leader responsible for driving the companys financial strategy and ensuring long-term business success. You will lead and mentor a high-performing team. This role offers hands-on exposure to real-

time financial challenges in a dynamic, fast-paced, and constantly evolving regulatory environment. The role requires a dynamic and experienced leader capable of navigating the complexities of a fast-evolving payments and financial services ecosystem.

Job Responsibilities:

1. Process Design, Revenue Assurance & Financial Controls

Lead design and adherence of robust financial processes ensuring reconciliation of high-volume digital transactions.

Build automated reconciliation systems to detect revenue leakages and ensure real-time accuracy across wallets, cards, and

UPI transactions.

Strengthening internal control mechanisms to safeguard and prevent fraud.

Drive process standardization, automation, and audit-readiness across finance operations.

2. Financial Planning & Analysis (FP&A)

Lead annual operating plans (AOP), forecasting, and performance tracking.

Partner with business heads to monitor key metrics- revenue, margins, and cost drivers enabling data-backed decision-making.

Build advanced financial models for scenario planning and profitability analysis.

Drive actionable insights through dashboards and predictive analytics.

Establish capital allocation frameworks ensuring optimal use of funds between growth, innovation, and compliance.

Collaborate with product teams to drive product innovation and enhancement

3. Profitability & Cost Optimization

Track unit economics and product-level profitability.

Identify and drive cost optimization initiatives across marketing, technology, operations, and credit portfolios.

Implement automation and AI-driven tools for efficiency improvement and cost control.

4. Treasury & Liquidity Management

Manage cash flow, working capital, and liquidity to support growth and regulatory requirements.

Optimize capital allocation and fund utilization for maximum ROI.

5. Compliance & Governance

Ensure adherence to RBI, SEBI, and other financial regulations.

Manage audit readiness and statutory compliance across all entities and licenses.

Partner with Legal and Compliance for timely reporting and governance.

6. Corporate Strategy & Investor Relations

Support fundraising initiatives, M&A evaluation, and investor communications as needed.

7. Leadership & Capability Building

Build a future-ready finance team with expertise in fintech analytics, automation, and regulatory reporting.

Champion a culture of accountability and ethical finance practices.

Lead digital transformation within finance e.g., AI-driven reconciliation, predictive analytics, etc

Experience:

Qualified CA or MBA (Tier 1 Institute) with 18+ years of proven experience in a finance role with minimum 8 years in

leadership role within a fast-paced new age organization.

In-depth knowledge of financial controlling, planning, analysis, modelling, and forecasting techniques.

Strong understanding of financial regulations and compliance standards.

Prior experience in fast paced Fintech, Financial Services, Financial Institutions or Consumer Internet is preferred.

Why Mobikwik?

Work with a fast-paced and innovative team in one of Indias leading fintech companies.

Be a part of a company that is transforming digital payments and financial services.