Chief Compliance Officer

Job Description

Position: Principal Officer Compliance

Location: Bangalore, India

Experience: 4+ Years

Industry: Crypto Exchange / Digital Asset Trading

Role Overview

We areseekinga skilled and proactive Principal Officer Compliance to leadHeraldEx.comsAnti-Money Laundering (AML), Counter-Terrorist Financing (CFT), fraud prevention, and enterprise risk management programs in India.The Principal Officer willbe responsible forensuring compliance with the Prevention of Money Laundering Act, 2002 (PMLA) and reporting obligations to the Financial Intelligence Unit India (FIU-IND), while strengthening the organizations overall compliance framework for digital asset operations.

Key Responsibilities

Regulatory & AML Oversight

• Act as the designated Principal Officer under PMLA and applicable FIU-IND guidelines.
• Ensuretimelyfiling of STRs, CTRs, and other regulatory reports with FIU-IND.
• Serve as the primary point of contact for regulators, auditors, and law enforcement agencies in India.
• Monitor regulatory developments related to crypto, digital assets, AML/CFT, and ensure proactive compliance updates.
• Lead responses to regulatory queries, inspections, and audits.

Compliance Framework & Risk Management

• Develop, implement, and enhance AML/CFT policies, procedures, and internal controls aligned with regulatory requirements and industry best practices.
• Conduct enterprise-wide risk assessments covering AML, fraud, operational, and reputational risks.
• Oversee KYC, CDD, EDD, transaction monitoring, andsanctionsscreening processes.
• Review alerts, investigate suspicious transactions, and prepare STR filings.
• Maintain PMLA records and ensure proper documentation and audit trails.

Fraud Management & Controls

• Design and implement fraud detection and prevention mechanisms for crypto transactions.
• Investigate compliance breaches, fraud incidents, and suspicious activities; ensuretimelyremediation.
• Strengthen internal control systems to mitigate financial crime and operational risks.

Governance & Reporting

• Prepare board-level compliance reports and periodic management updates.
• Conduct compliance testing and internal audits; report findings to senior leadership.
• Update policies, disclosures, and documentation in line with regulatory and business changes.
• Manage complaint handling processes, particularly escalated regulatory complaints.

Stakeholder & Culture Development

• Lead conversations with regulators and ensure adherence to licensing and regulatory obligations for digitalassetand payment services.
• Collaborate with internal teams (product, operations, technology, legal) to embed compliance by design.
• Deliver AML and compliance training to employees to foster a strong compliance culture.
• Identifyand onboard compliance tools, monitoring systems, and external partners asrequired.

Required Qualifications

• Bachelors orMasters degree in Law, Finance, Business Administration, ora relatedfield.
• Professionalcertificationsuch as ACAMS (CAMS) or equivalent AML certification (preferred).
• Minimum4+ years of experience in Compliance, AML, Fraud Risk Management, or Financial Crime within fintech, crypto, banking, NBFC, or financial services.
• Strong knowledge of AML regulations, fraud management frameworks, and risk management principles in India.
• Experience in handling FIU-IND reporting and regulatory audits.

Key Skills & Competencies

• In-depth understanding of AML/CFT regulations and crypto compliance requirements.
• Strong analytical and investigative skills.
• Experience with transaction monitoring systems and risk assessment methodologies.
• Excellent written and verbal communication skills.
• Ability to work independently and manage regulatory responsibilities effectively.
• High ethical standards andstrongsense of ownership.