CECL & Qual - Associate

Line of Service

Industry/Sector

Specialism

Management Level

Job Description & Summary

Driven by curiosity, you are a reliable, contributing member of a team. In our fast-paced environment, you are expected to adapt to working with a variety of clients and team members, each presenting varying challenges and scope. Every experience is an opportunity to learn and grow. You are expected to take ownership and consistently deliver quality work that drives value for our clients and success as a team. As you navigate through the Firm, you build a brand for yourself, opening doors to more opportunities.

Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:

• Apply a learning mindset and take ownership for your own development.
• Appreciate diverse perspectives, needs, and feelings of others.
• Adopt habits to sustain high performance and develop your potential.
• Actively listen, ask questions to check understanding, and clearly express ideas.
• Seek, reflect, act on, and give feedback.
• Gather information from a range of sources to analyse facts and discern patterns.
• Commit to understanding how the business works and building commercial awareness.
• Learn and apply professional and technical standards (e.g. refer to specific PwC tax and audit guidance), uphold the Firm's code of conduct and independence requirements.

As an Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. PwC Professional skills and responsibilities for this management level include but are not limited to:

• Use feedback and reflection to develop self awareness, personal strengths and address development areas.
• Delegate to others to provide stretch opportunities, coaching them to deliver results.
• Demonstrate critical thinking and the ability to bring order to unstructured problems.
• Use a broad range of tools and techniques to extract insights from current industry or sector trends.
• Review your work and that of others for quality, accuracy and relevance.
• Know how and when to use tools available for a given situation and can explain the reasons for this choice.
• Seek and embrace opportunities which give exposure to different situations, environments and perspectives.
• Use straightforward communication, in a structured way, when influencing and connecting with others.
• Able to read situations and modify behavior to build quality relationships.
• Uphold the firm's code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team, you will advise financial institutions on a broad range of credit risk management topics including, organization and governance; credit process optimization; risk rating model design, build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating, designing, and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk.

Job Requirements and Preferences:

• Basic Qualifications: Bachelor Degree Required: Business Administration/Management, Mathematics, Statistics, Finance, Accounting, Economics
• Preferred Degree: CA or CS; Certifications in FRM or CFA are a plus
• Minimum Years of Experience: 1.5 years to 3 years

Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of credit-related activities and credit risk management, preferably in some combination of the following areas:

Possessing knowledge of Allowance for Credit Losses, including methodology, models, and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9

Strong writing and communication skills across complex accounting, credit, and model topics

Experience in the reserve, finance, or controllership organization at a large financial institution

Experience in designing, building, and/or validating qualitative reserves for financial institutions across a broad array of asset classes, including both consumer and commercial loans.

Demonstrates a thorough level of abilities and/or a proven record of success with designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint), where applicable, including:

Knowledge of typical credit reserve methodologies used at financial institutions to determine the allowance for loan losses (i.e., Credit Reserve, ACL, or CECL).

Operating successfully as both an individual contributor and team member, identifying and addressing client needs. Preparing, coordinating, and delivering complex written and verbal materials to clients and senior management (e.g.,PPT presentations, summary reports/ memos, oral presentations)

• Collaborating with teams to create a proven atmosphere of trust, seeking diverse

views to encourage improvement and innovation, and coaching staff, including

providing timely meaningful written and verbal feedback;

• Identifying and addressing client needs by building and maintaining trust (e.g.,

client relationship management);

• Considering cross-cultural differences, seeking diverse views to encourage

improvement and innovation, and fostering a global mindset for the team;

• Demonstrating experience in working with and managing on-shore and off-shore

teams;

• Demonstrating thorough ability to communicate project goals and objectives,

project status and deliverables, building consensus and presenting standard

industry practices/point of view effectively; and,

• Keeping leadership informed of progress and issues.

Education (if blank, degree and/or field of study not specified)

Certifications (if blank, certifications not specified)

Required Skills

Optional Skills

Desired Languages (If blank, desired languages not specified)

Travel Requirements

Available for Work Visa Sponsorship?

Government Clearance Required?

Job Posting End Date