CA Fresher - LAS Credit

About the Role

We are looking for a highly analytical and detailoriented Chartered Accountant (CA) Fresher to join our Credit team as an LAS Credit Manager . This role includes evaluation of credit proposals for Loan Against Securities, assess borrower financials, analyze portfolios, and support decisionmaking to ensure highquality credit underwriting.

Job Location - Mumbai

Job Responsibilities

• Assess creditworthiness of clients using financial statements, credit reports, and industry analysis
• Prepare detailed credit appraisal memos and risk assessments
• Monitor and track the performance of existing credit exposures and portfolios
• Develop and update internal credit rating models and scorecards
• Conduct regular portfolio reviews and ensure early warning systems are in place
• Liaise with business teams, legal, and operations for credit approvals and documentation
• Ensure compliance with internal credit policies and regulatory frameworks (RBI guidelines)