Business Analyst - Payments
TCS
2 - 8 years
Mumbai
Posted: 15/11/2025
Job Description
- Translate Customer & Software Product requirements into functional and non-functional specifications. Guide and assist customers and project teams to adhere to product standards in order to reduce the TCO of the solution.
- Participate and facilitate Customer & Product requirements meetings and work together with the Customer & Product department towards the most optimal functional solution.
- Deliver impact assessments and time estimations. Assist the Systems Analysts and Engineering team in the functional implementation by providing clear and unambiguous specifications to enable them to produce quality software that meets defined product requirements.
- Participate in Design review sessions produced by systems analysts and engineers. Develop and manage use case models and supporting specifications and contribute to and review domain object models. Participate in UI designs and review.
- Provide clarifications and support to the Test team during test scenario derivation and testing processes. Deliver functional presentations and training to the customer and colleagues.
- Support project teams for configuration of the solution. Analyze and answer questions from Customer & Project teams on future and implemented product features.
- Responsible for creating Use Cases, Design Diagram. Responsible for preparing Standard Operating procedures, business and system process flows and requirements gathering. Ensure Test coverage & Test Cases validation
- Minimum 5+ years’ experience in the Payment Services Providers leading their Payments Modernization initiatives. Solid hands-on techno-functional experience with a solid background in Payments – ACH, Wires, ISO20022, B2B, Cross-Border, ACH/Direct debits, Wires/RTGS, SWIFT/Cross border payments, Real time Payments, Reconciliation, Payment validation and Transformation
- Experience in solutioning platforms adopting ISO 20022 (CBPR+ and HVPS+) will be an advantage. Experience on Recon platform Testing (Payment sourcing, Data Enrichments, Matching and Reporting).
- Experience in Payment Gateways/Networks and Payment Engines. Mobile Payments/Wallet Payments knowledge would be advantage.
- Knowledge of Banking, Cards and Payments Domain.
- Hands on experience with software development life cycles such as waterfall and agile. Experience in Agile & Safe Agile practices
About Company
Tata Consultancy Services (TCS) is one of the largest multinational IT services and consulting companies in the world, headquartered in Mumbai, India. It operates in over 50 countries and is a part of the Tata Group, India's largest business conglomerate. TCS offers a wide range of services including software development, consulting, digital transformation, and business solutions, serving industries such as finance, healthcare, retail, and telecommunications. Known for its global reach, technological expertise, and innovation, TCS is consistently ranked among the top IT services companies globally.
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