Branch Credit Manager

Shubham Finance

1 - 8 years

Agra, Ahmedabad, Ajmer, Akola, Aligarh, Allahabad, Amritsar, Aurangabad, Bhilwara, Bhiwani, Bhopal, Bulandshahr, Chennai, DehraDun, Delhi, Faridabad, Ghaziabad, Guntur, Gurugram, Gwalior, Hapur, Hata, Hisar, Hyderabad, Indore, Jabalpur, Jaipur, Jhansi, Jodhpur, Kakinada, Kalyan, Karimnagar, Karnal, Kota, Kumbakonam, Kurnool, Latur, Lucknow, Ludhiana, Mathura, Meerut, Moradabad, Mumbai, Nanded, Nandyal, Noida, Panipat, Parbhani, Patiala, Patna, Pune, Puri, Rajahmundry, Rajkot, Rampura, Ratlam, Rohtak, Saharanpur, Sikar, Sonipat, Surat, Thanjavur, Tirupati, Udaipur, Varanasi, Warangal

Posted: 18/06/2025

Job Description

Group Company: Shubham Housing Development Finance Company Limited

Designation: Branch Credit Manager

Position description:

To adhere the process of credit and operations with zero error 

Qualification : CA/Graduation 

Salary: As per Industry Norms.


Primary Responsibilities:

  • To ensure effective teamwork and maintaining CO’s teams across his/her region
  • To ensure team's adherence to policies and corporate governance standards at Branch level.
  • To pro-actively achieve credit targets with accuracy
  • To ensure TAT for processing each loan application is maintained by the team
  • To ensure effective resolution of customer issues & complaint
  • To maximize PA FTR for branches and the movement is manageable
  • To ensure zero error cash reconciliation process.
  • To ensure service request resolution is done within the stipulated time.
  • To prepare precise MIS and publish within defined timelines.
  • To ensure all fee collected are deposited by the respective branches within defined timeline.
  • Demonstrate discipline and integrity in the branch

Additional Responsibilities:

Reporting Team

  • Reporting Designation:
  • Reporting Department:

Educational qualifications preferred

  • Category:
  • Field specialization:
  • Degree:
  • Academic score:
  • Institution tier:

Required Certification/s:

Required Training/s:

Required work experience

  • Industry:
  • Role:
  • Years of experience:

Key Performance Indicators:

Required Competencies:

Team Management, Credit Management, Problem solving, Communication Skills,

Language - English, Regional Language and Hindi desirable

Computer literate – Word / Excel / E-mail / Web based system

Note: Shubham seeks to ensure that everyone is treated with respect and given equal opportunities to work in an inclusive environment. Shubham encourages all qualified candidates to apply regardless of their caste, religion, cultural background, gender or disabilities.  Shubham is also committed towards promoting gender diversity, women are encouraged to apply.

Required Knowledge:

Required Skills:

Required abilities

  • Physical:
  • Other:

Work Environment Details:

Specific requirements

  • Travel:
  • Vehicle:
  • Work Permit:

Other details

  • Pay Rate:
  • Contract Types:
  • Time Constraints:
  • Union Affiliation:

About Company

Shubham Housing Finance provides affordable housing loans primarily to low-income groups in India. They specialize in enabling home ownership for economically weaker sections by offering customized financial products.

Services you might be interested in

One-Shot Campaign

Reach out to ideal employees in one shot!

The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral).