BRANCH BUSINESS MANAGER HOME LOANS
Muthoot
3 - 6 years
Meerut
Posted: 27/06/2025
Job Description
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A | Job Specification | ||||
1 | Company Name | : | Muthoot Fincorp Limited | ||
2 | Position / Designation | : | Cluster Business Manager – Secured & Unsecured Lending Business | ||
3 | Grade | : | E1/E2 | ||
4 | Employment Type | : | All Employment Type | ||
5 | Reporting to – Designation & Grade | : | Zonal Sales Manager – Secured & Unsecured Lending Business | ||
6 | No. of Reportees, Designation & Grade | : |
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7
| Main Tasks & Areas of Responsibility | : | 1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5. Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with Credit & Risk departments on product on Product & process roll outs. 7. Adhere & roll out Audit compliance /requirement to Sales vertical.
. Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee & ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches . | ||
8 | Skills and Exposure | : |
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9 | Special Requirements (If any) | : | Must have experience in Secured lending / unsecured lending business | ||
10 | Job Location / State | : | All States | ||
11 | Compensation Band | : | As per policy | ||
12 | Entitlements | : | As per policy | ||
13 | Stake Holders | : | MFL Staff, Group Company Staf | ||
14 | Career Progression | : |
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B |
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15 | Educational Qualification / Technical Certification | : | Any UG/PG or MBA | ||
16 | Skill Sets | : | Unsecured Micro /small ticket /Biz loan Sales & distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training | ||
17 | Communication Skills | : | Excellent communication Skills – English language fluency - both verbal and written | ||
18 | Experience | : | 10+years of overall experience | ||
19 | Behavioral Competencies | : | Team work. Ability to work stretch/Multi-Tasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers | ||
20 | Other Requirements (If any) | : | - |
About Company
Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.
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