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Job Description
Role Profile
Role Title: Branch Business Manager-HL
ROLE SPECIFICATION
Role Title
Branch Business Manager-HL
Reports To
Cluster Business Manager
Company
Muthoot FinCorp Limited
Function/Department
Secured & Unsecured Lending Business
Approved By (Jobholder)
Approved By (Immediate Superior)
ROLE SUMMARY
The primary responsibility of the role is to source business from the open market through a team of people (FOS) to achieve business targets as per the organizational goal. He will be responsible for maintaining quality portfolios across all the processing centers.
ORGANIZATIONAL CHART
KEY RESPONSIBILITIES
Business Growth
Achieve business targets by driving sales of Home loan products through Sales Team. Support the team in finding new micro markets and empanel good quality referral partners to scale up Micro Home loan business.
Team Management
Lead, motivate, and manage a team of Home loan-Relationship officers to ensure they meet their targets
Marketing and Promotion
Collaborate with the marketing team to develop and execute local marketing initiatives.
Compliance
Ensure compliance with regulatory requirements and implement effective risk management strategies.
KEY CHALLENGES
Technology
KEY DECISIONS TAKEN
NIL
KEY INTERACTIONS
Internal Stakeholders
External Stakeholders
Credit
Legal
Technical
Audit
Operations
Customers
DSA
External Legal team
TEAL
MAATRUM (legal & technical)
About Company
Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.
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