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Branch Business Manager - Home Loan

Muthoot

5 - 10 years

Surat

Posted: 27/06/2025

Job Description

 

Role Profile

 

Role Title: Branch Business Manager-HL

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ROLE SPECIFICATION                                                                                                                                                                             

Role Title

Branch Business Manager-HL

Reports To

Cluster Business Manager

Company

Muthoot FinCorp Limited

Function/Department

Secured & Unsecured Lending Business

Approved By (Jobholder)

 

Approved By (Immediate Superior)

 

 

 

 

ROLE SUMMARY

 

The primary responsibility of the role is to source business from the open market through a team of people (FOS) to achieve business targets as per the organizational goal. He will be responsible for maintaining quality portfolios across all the processing centers. 

 

 

 

ORGANIZATIONAL CHART





 


 

 

 

 

 

 

 

 

 

KEY RESPONSIBILITIES

Business Growth

Achieve business targets by driving sales of Home loan products through Sales Team. Support the team in finding new micro markets and empanel good quality referral partners to scale up Micro Home loan business.

Team Management

Lead, motivate, and manage a team of Home loan-Relationship officers to ensure they meet their targets

 

Marketing and Promotion

 

Collaborate with the marketing team to develop and execute local marketing initiatives.

 

 

Compliance

Ensure compliance with regulatory requirements and implement effective risk management strategies.

 

 

KEY CHALLENGES

  • Technology

 

 

KEY DECISIONS TAKEN 

 

NIL 

 

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

 

  • Credit
  • Legal
  • Technical
  • Audit
  • Operations

 

 

 

 

  • Customers
  • DSA
  • External Legal team
  • TEAL
  • MAATRUM (legal & technical)

 

About Company

Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.

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