AVP/VP - Credit & Risk - Supply Chain Finance

We are Hiring Credit - VP/Head

Location: Noida (Sector 3)

Experience: 10-12 Years

Domain: Fintech / NBFC / MSME Lending

Experience in Supply Chain Finance is mandatory.

About Cashfloat

CashFloat is Credflows emerging NBFC focusing on Supply Chain & Embedded finance. We provide working capital, term loans, supply chain finance, bill discounting, and structured debt solutions.

Role Overview:

The VP Credit will own the end-to-end credit function across Working Capital, Term Loans, Supply Chain Finance, Bill Discounting, and Structured Debt solutions. The role is responsible for credit policy, underwriting governance, portfolio quality, and risk oversight, enabling sustainable growth within NBFC regulatory frameworks.

Key Responsibilities

Own credit policies, risk appetite, and underwriting frameworks across lending products

Provide final approval / oversight on large, complex, and structured credit proposals

Manage portfolio performance including delinquencies, NPAs, vintage & concentration risk

Lead credit committees, risk reviews, and early warning mechanisms

Hands-on experience handling loan ticket sizes of 5 Cr and above

Structure and evaluate cash-flow based and collateral-backed lending solutions

Act as senior credit interface for banks, co-lenders, and institutional partners

Build and lead senior credit teams across underwriting & portfolio risk

Ensure compliance with RBI, KYC/AML, audits, and internal governance

Experience & Qualifications

10-12 years of experience in SME / Mid-Market / Corporate Credit

Strong exposure to WC, TL, SCF, Bill Discounting & Structured Debt

Senior credit leadership experience in NBFC / Bank / Fintech lending

CA, or MBA (Finance) from a Tier-1 institute.

You may share your cv at :Hr@credflow.in / Gazal.khan@credflow.in