Associate - TITL_TITL CTC

Analyst/Senior Analyst- Title

About Us

Moder, formerly known as Archwell Operations, is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component-based outsourcing, managing one-off projects to become an extension of the customer service or operations team. Our team is built on industry expertise and provides the traction clients need to grow their company.

Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.

Link - https://www.gomoder.com/about-moder

Position Overview:

The Title Reviewer is responsible for ensuring that all minimum requirements for each loan are met before clearing the title. This involves thorough document review, data validation, and coordination with internal departments to resolve any discrepancies or exceptions. The role supports operational excellence by maintaining high standards of accuracy and timeliness in a fast-paced, compliance-driven environment.

Key Responsibilities:

Title Review Process:

• Execute tasks across seven sub-processes:
1. CTC Review
2. Data Entry
3. Exception Review
4. Provider Questions
5. Exception Handling
6. Curative Review
7. TRID Realtor & Subordination

Document Validation:

• Review and validate the following mandatory documents:
• Title Commitment
• Tax Certificate
• Title Fee Sheet
• Clear to Close (CTC)
• Closing Protection Letter (CPL)
• IPIQ
• Uniform Residential Loan Application (URLA)
• Ensure consistency and accuracy of:
• Property address and legal description
• Borrower name(s)
• Closing agent and title insurance underwriter

Issue Identification & Resolution:

• Identify liens, judgments, subordination, and vesting issues.
• Communicate with Customer Advocates or Loan Processors to resolve discrepancies.
• Move files to the Exception Queue when curative action is required.
• Clear title once all issues are resolved and requirements are met.

System Updates:

• Accurately update findings and status in the Loan Origination System (LOS).
• Complete Title tracking items in LOS and BPM applications.

Team & Performance Support:

• Assist Team Leaders in clearing priority queues.
• Ensure adherence to client Key Performance Indicators (KPIs).

Work Environment:

• Willingness to work in a 24x7 rotational shift environment.
• Flexibility to work overtime based on business needs.

Required Skills & Qualifications:

• Strong attention to detail and analytical skills.
• Excellent time management and organizational abilities.
• Ability to maintain 100% quality within tight deadlines.
• Effective communication and collaboration skills.

Qualification & Experience

Educational qualification and years of experience required in any specific domain/skill for the role

• Basic Degree completion (15 years of education)
• Good written and oral communications skills in English
• US Mortgage Experience in Default Servicing Foreclosure Preferably Judicial FC (Minimum 36-60 Months)