Associate - TITL SER

Title Search - Analyst

 About Us

Moder, formerly known as Archwell Operations, is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specializing in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component-based outsourcing, managing one-off projects to become an extension of the customer service or operations team. Our team is built on industry expertise and provides the traction clients need to grow their company.

Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.

Link - https://www.gomoder.com/about-moder

Job Overview: Title examiner who is keen to learn and who has extensive experience in US Title Examining for full search process. The position requires the examiner to review title documents, assess the open liens/judgment and other liabilities that may affect the title to the property.

Job Roles and Responsibilities:

·       Examine title documents to determine ownership, legal description, and encumbrances to title. Assess risks and liabilities and determine the insurability due to matters of record including but not limited to deeds, deeds of trust, liens, judgements, probate, and assessments.

·       Review taxes and assessments Prepare title commitments/Preliminary Report Identify title defects and work with escrow teams and clients for curative solutions

Title Examination: Examine public records, including deeds, mortgages, property tax records, and other legal documents to trace the ownership history (chain of title). Identify any issues such as encumbrances, liens, judgments, or unresolved legal disputes that may affect the property’s clear title.

 Verify property descriptions and ensure that legal descriptions are accurate and consistent across documents

 Title Reports & Abstracts: Prepare title reports summarizing findings and any defects or issues with the property’s title. Provide detailed reports to clients, title agents, or attorneys to facilitate property transfers or transactions.

Create title insurance commitment reports outlining any conditions or requirements that must be met for the issuance of title insurance.

Resolution of Title Issues: Work with clients, Onshore teams, and other stakeholders to resolve title defects, such as missing documentation or ownership disputes. Recommend corrective actions, such as obtaining affidavits, additional documents, or legal opinions, to clear title defects.

 Collaboration: Collaborate or communicate with title agents, escrow, onshore team, team leaders throughout the title search. Seek clarity from surveyors to ensure property boundaries are accurate and free of encroachments especially incase of metes and bounds Legal.

Compliance: Ensure all title searches and reports comply with federal, state, and local regulations, as well as industry standards viz., liens and jdg are setup as per state specific or client specific SOL

Qualifications & Experience:

• ·       Graduate with minimum 18 months’ experience in US Title Search and Examining Expertise in title policies and title commitments
• ·       Multi state title search experience is a must.
• ·       Has complete attention to details Experience in title plants (Data Trace/Title Point) and online (Netronline and County Websites) title search process.
• ·       Well-versed with state-wise title procedures.
• ·       Ability to act quickly, think critically and work well as part of a growing team in a fast-paced environment.
• ·       Flexible working night shifts