Associate Principal Engineer

Muthoot

7 - 10 years

Bengaluru

Posted: 27/06/2025

Job Description

Associate Principal Engineer - Backend Engineer

Location: Bangalore

 

What is Muthoot Fincorp ONE?

Muthoot Fincorp ONE, is a fintech startup and SBU of Muthoot FinCorp Ltd., building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance.  

Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation.

Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers' trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals.  

We continue to uphold the values of our parent, the Muthoot Pappachan Group by providing you with easily accessible services, replete with our unmistakable quality. 

Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured.

 

 

What can you expect?

๐ŸŒ Build the future, Today - Build for scale in an ever-expanding marketplace

๐Ÿ’ฐ Attractive compensation* - Attractive salaries and benefits

๐ŸŽ Perks & other benefits - Wholesome well-being and personal satisfaction

๐Ÿ‘จ๐Ÿปโ€๐Ÿ’ป Work with the brightest minds in the industry - Premium colleges, great pedigree and amazing teams

๐ŸŒŸ Dynamic work environment: Stable yet exciting - Constant challenges that test the best in you

๐Ÿ“ˆ Fast-paced growth - Wide exposure, and terrific mentors to accelerate professional growth

 

Purpose of this job:

  • Your goal will be to develop high-quality software that is aligned with user needs and business goals.
  • You should have knowledge and experience in BackEnd technologies.
  • You should be able to work independently with little supervision.
  • You should have excellent organization and problem-solving skills.

 

What are we looking for?

Technical Skills:

  • Strong and demonstrated knowledge in back end technologies - Java, Java Frameworks like Spingboot, Python, etc
  • Strong in fundamentals of computer science concepts with a focus on data structures, algorithms, and API design
  • Experience with Implementation of services in a micro-service architecture.
  • Familiarity with technologies such as Kafka, Dockers, Containers, Orchestration (Kubernetes) etc
  • Strong in designing systems that are scalable, reliable, secure, and resilient
  • Proven experience in software development methodologies
  • Proven experience building complex web systems
  • Strong problem-solving and analytical skills
  • Good communication skills
  • Excellent organizational and leadership skills

Preferred:

  • Demonstrated ability to share knowledge via formal mentoring, reviewing code, reviewing design documents, providing technical talks, contributing to technical writings/blogs
  • Experience building and scaling applications on public cloud infrastructure (Docker, AWS/GCP, Kubernetes etc.)
  • Demonstrated interest in open and community-driven platforms.
  • Experience with building fintech products

Nice to have:

  • Knowledge and experience in HTML, CSS, Responsive Design
  • Ability to learn other libraries or frameworks or programming languages
  • Experience in the development of large, distributed software systems
  • A Background in Computer Science

 

 

 

 

Competencies:

  • Problem solving
  • Collaborative
  • Motivated
  • Knowledgeable, Analytical ability
  • Curiosity/updated with trends/Attention to details
  • Time management/Project Management
  • Judgment /decision making
  • Adaptability/Resourcefulness

 

Qualifications:

7+ Years' Experience in Back End Technologies : Java SpringBoot, MySQL / PostgreSQL with knowledge on HTML, CSS, JS (React or VUE or Angular) ๐Ÿค“

 

 

 

About Company

Muthoot Finance Ltd. is Indiaโ€™s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.

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