Assistant Vice President – Credit Limit Maintenance Manager - C12 - Mumbai
Citi Bank
8 - 10 years
Mumbai
Posted: 30/07/2025
Job Description
Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Maintenance Manager is an intermediate management level position responsible for providing full leadership and direction to a team of employees in an effort to capture and record data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to lead data quality efforts, analyze and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies.
In this role, you’re expected to:
Manage a team of professionals to accomplish established goals and conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)
Contribute to the development and implementation of policies and procedures to increase efficiency of credit initiation process
Contribute to policy formation, budget, capacity, and resource planning
Manages projects, staffing requirements, and ensures team deliverables as well as coaches and motivates team
Manage one Credit Initiation unit including various supervisors, senior supervisors, and support staff such as verification, data entry, and vendor management
Analyze information and provide evaluative judgements to resolve complicated problems and discrepancies consistent with approval guidelines
Develop new work procedures, analyze complex and variable issues, and apply in-depth disciplinary knowledge of concepts and procedures within own area to resolve issues
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
As a successful candidate, you’d ideally have the following skills and exposure:
8-10 years of experience
Demonstrated expertise in the areas of Credit, Project Management, and Collections/Non-compliance
Proven ability to persuade and influence others
Experience negotiating with external partners preferred
Consistently demonstrates clear and concise written and verbal communication
Education:
Bachelor’s degree/University degree or equivalent experience
Master’s degree preferred
Take the next step in your career, apply for this role at Citi today
About Company
Citi Bank, officially known as Citibank, is a global financial institution and the consumer division of Citigroup, a leading multinational banking corporation. Established in 1812, Citibank provides a wide range of financial services, including retail banking, credit cards, personal loans, wealth management, and investment banking. With a strong presence in over 100 countries, it serves millions of customers worldwide, offering both individual and business banking solutions. Citibank is known for its digital banking innovations, global reach, and commitment to financial inclusion and economic growth.
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