Artificial Intelligence Engineer

*Only apply if you fit the criteria*

BON CREDIT is building an AI-first consumer fintech product to help Americans reduce credit card debt intelligently and consistently.

Were creating an always-on AI financial companion one that understands users, builds personalized debt-free plans, tracks progress, and nudges behavior over time using the right mix of intelligence, empathy, and action.

This is not a chatbot role.

This is not a support AI role.

This is a core product role where you will define how our product thinks, speaks, plans, and acts.

You will own BONs entire AI layer end-to-end, including:

Agentic Systems

• Design and implement multi-step AI agents for:
• Debt reduction planning
• Goal tracking
• Behavioral nudging
• Financial reasoning
• Build long-term memory and user state systems
• Agent orchestration, tool calling, and planning workflows
• Architect AI systems that can reason, act, and improve over time

Conversational AI (Text + Voice)

• Multi-turn, long-lived conversations with memory
• Context management across sessions
• Calm, human, trustworthy tone
• Voice agents that:
• Sound natural
• Handle interruptions
• Guide users step-by-step
• Maintain conversational state

RAG + Financial Intelligence Layer

• Build RAG pipelines over:
• User financial data
• Credit reports
• Card rules and APR logic
• Internal heuristics
• Design embedding, ranking, and retrieval strategies
• Hybrid semantic + symbolic search

Production LLM Systems

• LLM API integrations (OpenAI, Anthropic, etc.)
• Tool/function calling
• Cost, latency, and reliability optimization
• Monitoring hallucinations, drift, failures
• Prompt versioning and evaluation pipelines

Safety, Compliance & Trust

• Guardrails for fintech use-cases
• Safe financial advice boundaries
• Failure handling and policy alignment
  

• Graduate from a top-tier engineering or computer science school
• At least 2 years of experience working at an AI-first startup or AI product company
• Hands-on experience building real GenAI products (not demos)
• Strong understanding of: LLM behavior in production, Prompt design, system prompts, tool calling, Context management, and memory
• Strong experience with LangChain and/or LangGraph
• Deep familiarity with agentic systems and multi-agent workflows
• Experience with: RAG pipelines, Embeddings & similarity search, Solid ML fundamentals, Experience deploying LLMs into production, Strong grasp of LLMOps: logging, monitoring, evaluation, Ability to reason about cost, latency, and trade-offs
  

• Voice AI experience (STT/TTS, conversational voice agents)
• AutoGen, CrewAI, or similar agent frameworks
• Fine-tuning / model adaptation experience
• Fintech or regulated-domain experience
  

• You care about shipping products, not just models
• You think in systems, not scripts
• You obsess over UX, tone, and reliability
• Youre comfortable with ambiguity
• You move fast and take ownership
• You can explain AI behavior to non-technical teammates
• You understand business impact, not just technical elegance
  

Python / Node

OpenAI / Anthropic / Google / Llama APIs

LangChain / LangGraph

Vector DBs (Pinecone, Weaviate, FAISS)

Postgres / Redis

Speech APIs (Whisper, Deepgram, ElevenLabs, etc.)

• Youll define the AI brain of BON CREDIT
• Youll ship to real users from week one
• Youll shape product direction
• Youll build one of the first truly agentic fintech AIs
• Massive ownership + learning curve

Apply using LinkedIn only.