Area Manager-Mortgage and Liabilities-Bangalore

1.       Drafting/vetting/review of all kinds of credit documentation for MSE and Housing, including security documents and all transaction documents for various kinds of fund based and non-fund based as well as secured and unsecured facilities.

2.       To represent bank before SRO while registration and cancellation of mortgage documents.

3.       Vetting of Title Scrutiny Reports (TSR) submitted by panel Advocates to confirm that the TSR satisfies the business requirements of the Bank.

4.       Assist the business/Credit in registering Mortgages wherever necessary.

5.       Managing legal issues pertaining to creation/registration of Mortgages, Hypothecation, Pledge etc.

6.       To prepare and vet underwriting documents for loan creation and security perfection.

7.       To empanel requisite number of panel advocates and ensure prompt handling of cases by panel Advocates.

8.       Liaise with Courts, Commercial Courts, Arbitration Tribunals, DRTs, Legal Services Authorities, panel Advocates, empaneled Recovery Agents, Consumer Fora etc. and ensure their good relationship with the Bank

9.       Track changes relating to Stamp duty payable for the different states in the Region and update the stake holders

10.   Track changes in State specific Laws relating to the Region and update the stake holders.

11.   Monitor and track cases filed against bank until closure.

12.   Furnish advisory to Branch Banking, Service Quality, Admin, Vigilance, HR and other departments.

13.   Drafting and vetting of Police complaints, reverts to notices received from Statutory Authorities, replies to be filed in Court of Law, Banking Ombudsman, etc.,

14.   To maintain Notice tracker and report them periodically.

15.   To conduct Legal Audit for eligible Accounts and report to the concerned stake Holders.

16.   To represent on behalf of bank before Court of Law, Statutory Authorities, etc.,