Area Credit Manager-Business Loans-Credit
Kotak Mahindra Bank
5 - 10 years
Delhi
Posted: 11/08/2025
Job Description
**Job Title: Area Credit Manager
**Location:- Delhi
**Job Summary:**
We are seeking a detail-oriented and proactive Area Credit Manager to join our team. The ideal candidate will be responsible to manage the portfolio along with new business to be booked as per bank policies. Leadership skills should be there to manage the team. Responsibility for the portfolio and delinquency should be under control.
**Key Responsibilities:**
- New business to get the processed by the team
- Process files within the prescribed TAT
- Do Tele PD/Video PD with the customer
- Present the case to the approving authority basis the Tele PD and the policy post highlighting the deviations.
- Good quality of portfolio to be maintained
- Team productivity level to be maintained
- Delinquency level should be minimum and within the prescribed limit by Bank
**Qualifications:**
- Minimum Education: CA
- Minimum Experience: > 7 years of relevant experience in a banking environment
- Excellent written and verbal communication skills.
- Ability to work independently as well as collaboratively in a team environment.
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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