Area Credit Manager-SUPPORT SERVICES-Credit
Kotak Mahindra Bank
5 - 10 years
Ahmedabad
Posted: 06/12/2024
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Job Description
Area Credit Manager
- Evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Lead a team of Credit Managers to ensure smooth processing of Auto loan applications for locations assigned
- Engage in development, implementation and review of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Providing training and coaching to upgrade the competency of team and improving processing efficiency
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same.
- Having Good knowledge of interpretation of financials statements
- Having decent understanding of the locations / geographies of locations
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
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