Area Credit Manager-LOANS AGAINST GOLD-Credit
Kotak Mahindra Bank
5 - 10 years
Mumbai
Posted: 06/12/2024
Job Description
Candidate should have Good experience/sound knowledge in Gold Loans Business in all Functions
Manage Gold loan underwriting in the assigned Area, ensure all the Process & Policies are followed as per defined guidelines wrt Customer profile & Gold Collateral etc
Handle all internal Compliance & Audit related queries
Ensure Trainings were done & conducted on Process, Policies, Compliance & regulations in regular intervals
Interacting with Sales Teams in regular intervals and ensure all the Process & Procedures are well maintained in the Branches
Monitor & review the Process Auditors Branch Audit reports in regular interval
Monitor & review the RCU queries in regular interval
Coordinating with Recovery Team for controlling the Delinquency & NPA
Meeting the PSL targets
Ensure regulatory and procedural compliance is adhered by the Branches
Co-ordinate with Branches and HO for Audit requirements
Conduct follow-ups of Audits queries and resolution within the timeline
Reporting of irregularities to HO
Identifying and recruitment of Gold Assayers
About Company
Kotak Mahindra Bank is one of India's leading private sector banks, offering a wide range of financial services including personal banking, corporate banking, investment banking, insurance, and asset management. Established in 1985 and headquartered in Mumbai, it is known for its innovative banking solutions, customer-centric approach, and strong focus on digital transformation. The bank caters to diverse customer segments, from individuals to large corporations, emphasizing trust, transparency, and growth.
Services you might be interested in
One-Shot Campaign
Reach out to ideal employees in one shot!
The intelligent campaign for reaching out to the ideal audience to whom you can ask for help (guidance or referral).