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Analyst - Credit

Carrier

5 - 7 years

Hapur, Hyderabad

Posted: 06/12/2025

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Job Description

Role: Credit Analyst

Location: Hyderabad

Full/ Part-time: Full Time

Build a career with confidence

Carrier Global Corporation, global leader in intelligent climate and energy solutions is committed to creating solutions that matter for people and our planet for generations to come. From the beginning, we've led in inventing new technologies and entirely new industries. Today, we continue to lead because we have a world-class, diverse workforce that puts the customer at the center of everything we do.

About the role

Established Credit & Collections (Accounts Receivable) professional. Performs work related to billing, credit and collections, and accounts receivable reporting in adherence to policies, procedures and guidelines.

Key Responsibilities:

  • Assess new customer credit risks
    • Assess customers against policy and document credit risks
    • Issue proposed credit limits for approval
    • Support the review of Non-Standard Commercial Terms
  • Ongoing monitoring of customer credit risk
    • Monitor & update specific customer risks
    • Liaise with stakeholder groups to discuss options
    • Communicate with interested parties
    • Monitor customers nearing or reaching credits
    • Analyze a portfolio of customers, and document overall credit risks
  • Annual credit reviews
    • Monitor timeliness and requirement for annual review
    • Reference credit records with customer activity, including outstanding balances
    • Request deactivation of customer accounts (where appropriate)     
    • Evaluate ratings and propose changes to limits.
  • Execute standard credit reporting
  • Support other OTC Process teams as business demand requires
  • Contribute to operational and strategic process improvements
  • Participation on testing, implementation in various project (ERP, ticketing tool implementation ...etc.)
  • Knowledge transfer in/out of the company
  • Processing reports
  • SOP/DTP creation preparation

Requirements

  • Must be a Commerce graduate with at least 5-7 years relevant experience in similar industry
  • Go-getter/ quick learner/ team player
  • Able to think independently to get results

Benefits

We are committed to offering competitive benefits programs for all of our employees and enhancing our programs when necessary.

  • Have peace of mind and body with our health insurance
  • Drive forward your career through professional development opportunities
  • Achieve your personal goals with our Employee Assistance Programme

Our commitment to you

Our greatest assets are the expertise, creativity and passion of our employees. We strive to provide a great place to work that attracts, develops and retains the best talent, promotes employee engagement, fosters teamwork and ultimately drives innovation for the benefit of our customers. We strive to create an environment where you feel that you belong, with diversity and inclusion as the engine to growth and innovation. We develop and deploy best-in-class programs and practices, providing enriching career opportunities, listening to employee feedback and always challenging ourselves to do better. This is The Carrier Way.

Join us and make a difference.

Apply Now!

Carrier is An Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class.

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About Company

_x000d_ Carrier is a global leader in heating, ventilation, air conditioning, and refrigeration (HVACR) solutions. The company offers innovative products and services aimed at enhancing comfort, improving energy efficiency, and reducing environmental impact. Carrier’s offerings include residential and commercial HVAC systems, refrigeration solutions, and building automation. With a commitment to sustainability, Carrier is focused on providing climate control technologies that contribute to healthier, more sustainable living and working environments worldwide.

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