Analyst - Credit Analysis-Wealth Management

We are hiring a Credit Risk Analyst with 25 years of experience in Wealth Management and Private Banking. The role focuses on credit assessment, shortfall and margin call management, portfolio risk monitoring, and supporting credit risk governance to protect the bank from financial and regulatory risks.

Key Responsibilities:

• Monitor portfolio risks and recommend mitigation actions
• Support Credit Risk Officers in credit reviews, approvals, and compliance checks
• Track limit breaches, concentration risks, and credit conditions
• Prepare risk, portfolio, and regulatory reports for management/committees
• Ensure adherence to regulatory and internal credit policies
• Improve credit risk processes and reporting efficiency

Skills & Qualifications:

• MBA / CA / CFA
• 35 years of hands-on credit analysis in Private Banking/Wealth Management
• Financial statement analysis, cash flow modeling, risk rating

Location: Bangalore

Keywords: HNI, UHNI, Credit Underwriter, Credit Appraisal, Family Office, Wealth Management, Loan To Value, Credit risk analysis, Private Banking