Senior Software Engineer
Mastercard
5 - 10 years
Mumbai
Posted: 22/05/2026
Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Software EngineerSenior Software Engineer – Integrations & API ConnectivityOverview
The Integrations & API Connectivity team is responsible for building secure, scalable, and compliant connections to Open Banking APIs of Financial Institutions and Payroll Providers. The team enables seamless integration across the financial ecosystem, supporting Mastercard’s innovative products and platform expansion.
Role & Responsibilities
As a Senior Software Engineer, you will:
Design, develop, and deliver secure, high‑quality API integrations with financial institutions and payroll providers
Lead system development, enhancements, and maintenance to meet defined service level agreements (SLAs)
Own the full software development lifecycle (SDLC), including requirements analysis, design, development, testing, deployment, and production support
Manage production incidents, perform root cause analysis, and participate in on‑call support rotations
Research, evaluate, and recommend new technologies, frameworks, and third‑party solutions
Collaborate closely with external vendors and ensure effective knowledge transfer to internal teams
Promote engineering excellence through code reviews, quality assurance processes, and adherence to Mastercard standards
Mentor and guide team members, including offshore developers, throughout the SDLC
All About You
Required Qualifications
Bachelor’s degree in Computer Science, Information Technology, Engineering, Information Systems, or equivalent practical experience
5+ years of professional experience in software engineering or related technical roles
Strong experience designing and building APIs and integration‑focused systems
Solid understanding of modern software engineering principles, distributed systems, and secure application development
Experience supporting production systems, including incident management and on‑call responsibilities
High‑energy, detail‑oriented, and proactive, with the ability to work independently and manage priorities under pressure
Strong initiative, self‑motivation, and a results‑driven mindset
Excellent verbal and written communication skills, with strong collaboration and organizational abilities
Willingness to learn, adapt, and take on challenges in a diverse, globally distributed team
Preferred Qualifications
7+ years of experience delivering complex software systems at scale
Experience delivering secure solutions in the Financial Services, Payments, or Open Banking domain
Familiarity with regulatory, compliance, and security standards relevant to financial integrations
Working knowledge of AI‑assisted development tools such as GitHub Copilot (GHCP), Claude, and similar generative AI tools, with the ability to leverage them to improve developer productivity, code quality, and engineering efficiency (strong plus)
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
About Company
Mastercard is a leader in payment technology, offering secure solutions such as credit, debit, and prepaid cards. It facilitates billions of transactions globally and focuses on innovation with mobile wallets and digital payment services, transforming the payments industry.
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