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RECOVERY EXECUTIVE

Muthoot

0 - 2 years

Coimbatore

Posted: 05/05/2026

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Job Description

ROLE SPECIFICATION                                                                                                                                  

Role Title

Recovery Executive

Employee Interviewed

 

Reports To

Regional Recovery Manager

Company

Muthoot Fincorp Limited

Function/Department

Secured & Unsecured Lending Business / Recovery

Written By

Samyukt

Approved By (Jobholder)

 

Approved By (Immediate Superior)

 

Date (Written On)

30/12/2025

 

 

ROLE SUMMARY

 

 

The role responsible for recovering overdue payments, negotiating with customers, and ensuring compliance with company policies and laws.

 

 

 

 

ORGANIZATIONAL CHART





 


 

 

 

 

 

 

 

 

 

 

 

 

 

O

 

 

 

KEY RESPONSIBILITIES

 

Portfolio Management

Contact delinquent customers via phone, email, or written correspondence. Focus on high-risk accounts for recovery

Stakeholder Management

Collaborate with internal teams (legal, Business, etc.)

Compliance Management

Ensure compliance with regulatory requirements, organizational policies, and industry standards.

Data Management

Provide regular reports on recovery rates and performance to senior team

 

 

 

 

 

 

 

KEY DECISIONS TAKEN 

 

NA

 

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

 

Business

Legal 

Recovery

 

 

Customers, Police dept

 

 

KEY ROLE DIMENSIONS

Geographical Coverage-

No of Direct Reportees-

Total Team Size - 

Portfolio - 

 

12 – 15 Branches (75 – 150 Kms)

Nil

Nil

14 to 15 Lacs & 40 to 80 Cases

 

KEY SKILLS & BEHAVIOURAL ATTRIBUTES 

- Strong communication and negotiation skills

-Proficiency in debt recovery software and accounting systems

- Knowledge of debt recovery laws and regulations

 

About Company

Muthoot Finance Ltd. is India’s largest Non-Banking Financial Company (NBFC) specializing in gold loans. Headquartered in Kochi, Kerala, the company offers a wide range of financial services including personal loans, insurance, money transfer, forex, and microfinance. Its core business is providing instant loans against gold jewellery, primarily serving the unbanked and underserved population across urban and rural India. With over 6,000 branches and a strong presence in international markets like the UAE, USA, and UK, Muthoot Finance is known for its deep-rooted trust, operational scale, and strong commitment to financial inclusion. The company is publicly listed and regulated by the Reserve Bank of India.

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