Process Specialist

Job Title: AML / KYC Analyst

Location: Chennai

Experience: 26 years

Employment Type: Fulltime

Job Summary

The AML/KYC Analyst is responsible for performing customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring to ensure compliance with AntiMoney Laundering (AML), CounterTerrorist Financing (CTF), and Know Your Customer (KYC) regulations. The role supports regulatory compliance, risk mitigation, and prevention of financial crimes.

Key Responsibilities

• Perform KYC onboarding, periodic reviews, and eventdriven reviews for individual and corporate customers
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) based on risk classification
• Review and validate customer documentation (ID, address, UBO, source of funds, source of wealth)
• Identify and assess PEP, sanctions, and adverse media risks
• Perform transaction monitoring reviews and investigate unusual or suspicious activities
• Prepare and escalate Suspicious Transaction Reports (STR/SAR) where required
• Ensure compliance with internal AML policies and regulatory requirements (RBI, FATF, local regulators)
• Maintain accurate records and auditready documentation
• Support internal and external audits and regulatory examinations
• Collaborate with compliance, risk, legal, and operations teams

Required Skills & Competencies

• Strong understanding of AML/KYC regulations and frameworks
• Experience in CDD, EDD, sanctions screening, and transaction monitoring
• Analytical mindset with strong attention to detail
• Ability to interpret regulatory guidelines and internal policies
• Good written and verbal communication skills
• Ability to manage deadlines and highvolume reviews