Investment Analyst

About Vivriti Group

Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:

• Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has disbursed over USD 4.5 billion to 300+ enterprise borrowers and holds a CRISIL rating of A+.
• Vivriti Asset Management: A fixed-income fund manager, managing multiple Alternative Investment Funds (AIFs). With over USD 850 million in commitments from 1000+ institutional and private contributors, Vivriti AMC has invested more than USD 1.1 billion across 100+ entities.

About the role:

Part of Investment - Credit team at Vivriti Asset Management, Role would include portfolio investment, monitoring and research for various debt schemes (in particular for thematic funds) to be managed by Vivriti AMC.

Key Responsibilities:

Fund deployment phase:

• Conduct due diligences, prepare investment notes, seek IC approvals
• Seek, analyze, and structure data provided by clients
• Thorough field diligence & meetings with the senior management of investee entities
• Prepare insightful credit report for presentation to Investment Committee with cogent recommendations

Post deployment phase:

• Identifying early warning signs of credit deterioration
• Investment monitoring, field visit, management meetings, calls, etc.
• Regular Updates to Investment Committee
• Suggestions on portfolio Rebalancing

Credit Research:

• Track assigned sectors (agri, climate) closely and publish regular research reports to internal and external stakeholders

Desired skills and experiences:

• Preferred Qualification CA/CFA/MBA
• Possess 6-10 years of relevant credit assessment experience / lending experience / credit rating / transaction advisory in corporate agriculture sector (e.g. experience in evaluating companies present in seeds, crop protection, fertilisers, agri inputs, food processing, warehousing, packaging, QSR/restaurants, poultry, diary, sugar, snack manufacturing, chemicals, beverages).
• Be brilliant with numbers, analysing financial statements, managing and interpreting data and solving problems - to aid in taking investment decisions.
• Advanced skills in MS Excel. Demonstrable experience in spreadsheet-based financial modelling and analytics.
• Skilled in expressing ideas clearly and persuasively, both verbally and in writing.
• Has a strong analytical and business judgement in respect of credit matters, and the ability to form an overview of things.
• Possess strong people skills which will give you the ability to consult with stakeholders at all levels.
• Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines.
• Possess a good eye for detail and have demonstrated ability to work under pressure.
• Be a highly motivated, proactive, and resilient individual.