Enterprise Architect

Role Overview

We are looking for a technically strong Enterprise Architect with deep expertise in building scalable, secure, and compliant fintech platforms across web and mobile channels. The role requires hands-on experience in React (Web), Flutter (Mobile), and Java Spring Boot (Backend), along with a strong understanding of financial systems, digital payments, and regulatory requirements.

Key Responsibilities

Define and drive enterprise architecture strategy for digital financial platforms (web & mobile).

Design secure, scalable, and high-availability systems aligned with fintech industry standards.

Architect end-to-end solutions covering customer onboarding, payments, wallets, lending, and integrations with banking systems.

Ensure compliance with financial regulations, data privacy, and security standards (e.g., PCI-DSS, RBI guidelines).

Lead architecture for real-time transaction processing, high concurrency, and low-latency systems.

Define and implement microservices-based architecture and API-first design.

Oversee integration with third-party financial services (payment gateways, KYC/AML providers, credit bureaus).

Establish secure authentication and authorization mechanisms (OAuth2, JWT, MFA).

Drive cloud-native architecture and DevOps practices (CI/CD, containerization, observability).

Conduct architecture reviews, risk assessments, and performance optimization.

Collaborate with product, compliance, and business teams to align technology with financial use cases.

Mentor engineering teams and enforce best practices in fintech application development.

Required Skills & Expertise

Strong hands-on experience in:

• Frontend: React.js (enterprise-grade UI applications)
• Mobile: Flutter (cross-platform fintech apps)
• Backend: Java, Spring Boot, Microservices

Proven experience in fintech or digital financial services platforms.

Deep understanding of:

• Payment systems, UPI, wallets, and transaction flows
• KYC, AML, fraud detection, and risk systems

Expertise in secure coding practices and financial data protection.

Experience with event-driven architecture (Kafka/RabbitMQ).

Strong knowledge of API security, encryption, and identity management.

Hands-on experience with cloud platforms (AWS/Azure/GCP).

Proficiency in high-performance system design and scalability patterns.

Experience in SQL/NoSQL databases and transaction management.

Preferred Qualifications

• Experience working with banking integrations, NBFCs, or payment aggregators.
• Familiarity with Open Banking APIs and fintech ecosystems.
• Knowledge of regulatory frameworks (RBI, PCI-DSS, GDPR where applicable).
• Experience with observability, monitoring, and incident management in financial systems.

Key Competencies

• Strong technical leadership in regulated environments
• Ability to design secure and compliant architectures
• Excellent stakeholder and cross-functional collaboration
• Strategic thinking with hands-on execution capability