Credit Manager

About the job

Job Title: Credit Manager/Assistant Credit Manager

Location: Noida

Experience: 3+ Years

Industry Preference: Banking, Investment Banking, Financial Services & Consulting, AIF.

Job Type: On-site, Full Time & Permanent

Company: FinLender Capital

About FinLender:

FinLender, headquartered in Noida, is recognized as India's most valuable Investment Bank. Over the past 12 months we have Closed 50+ marquee fundraising and special situation transactions. For finding the successful transactions by FinLender, visit the website below: www.finlender.com

Promoters and Team Background:

Promoters and Teams are CA, CFA, Ex-Banker, IIM, Ex Big 4, with 20+ years of experience each with experience of closing multiple transactions. Indias top 500+ lenders/Investors work with us: Which Includes Banks, NBFCs, Institutional Fund Houses, AIFs, ARCs, VCs, PEs, Hedge Funds, Family Offices, etc.

Promoters/ Clients we work with:

Average revenue our promoters & clients are making within range of 50 Cr to 2000 Cr, you will only be talking to Promoters, Founders & the CFO of the Company.

Job Description:

This role requires a financial expert with strong expertise in Working Capital, Term Loans, Project Finance, Stressed Asset Financing, Special Situations Financing, Debt Restructuring, and Equity Funding to deliver tailored solutions. Responsibilities include structuring transactions, conducting due diligence, assessing risks, and coordinating with lenders and investors to ensure compliance with credit policies. The candidate will analyse sanction letters, SOAs, term sheets, valuation reports, and financial statements, leveraging in-depth knowledge of credit risk assessment, regulatory compliance, RBI guidelines, and industry best practices. The role involves managing the end-to-end sanction-to-disbursement process, collaborating with cross-functional teams, mentoring analysts, and preparing CAM reports, financial summaries, and risk reports. The candidate must stay updated on industry trends and regulatory changes, provide strategic insights, and consistently meet monthly revenue, sanction, and disbursement targets.

Key Responsibilities:

Strong expertise in Working Capital and Term Loans, Project Finance, Stressed Asset Financing, Special Situations Financing, Debt Restructuring Opportunities, and Equity Funding to deliver tailored financial solutions.

Proven ability to structure transactions, conduct due diligence, and assess financial risks effectively.

Coordinate with lenders and investors, ensuring alignment with suitable partners while adhering to credit policies and company standards.

Analyze sanction letters, SOAs, term sheets, valuation reports, and financial statements for informed decision-making.In-depth understanding of credit risk assessment, regulatory compliance, RBI guidelines, and industry best practices.

Oversee the end-to-end process from sanctioning to disbursement, ensuring smooth execution and compliance.

Collaborate with cross-functional teams for seamless debt transaction execution.

Mentor and manage a team of analysts, fostering a high-performance environment and participating in recruitment.

Conduct due diligence, credit evaluation, and risk assessment for lending decisions.

Prepare detailed CAM reports, financial summaries, and risk reports to support decision-making.

Structure and negotiate debt agreements while ensuring compliance with financial covenants and risk policies.

Stay updated on industry trends, market risks, and regulatory changes to provide strategic insights to senior leadership.

The candidate must consistently meet or exceed monthly targets in terms of revenue generation, sanctions, and disbursements.

Skills & Abilities:

Willingness to travel extensively for client meetings, investor discussions, and business development activities.

Demonstrated professionalism, integrity, and a strong commitment to achieving organizational goals.

Proven ability to meet and exceed performance targets in alignment with set objectives.

Uphold professionalism, integrity, and a strong commitment to company values and goals.

Qualifications:

M.B.A. in Finance or equivalent degree, CA or CFA (Qualified or Perusing).

Diploma in Corporate Financing would be an added benefit.

Why Join Us:

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• Collaborative and inclusive work environment.

How to Apply:

Interested Candidates can submit your resume - hr@finlender.com or Priyanka@finlender.com

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