Closing Disclosure Expert

US Mortgage Loan processor

Shifts Rotational (24*7)

Got it Ive tightened the job posting to focus only on the Closing Disclosure (CD) document and all related fees, removing broader mortgage lifecycle content.

Below is a clean, precise version you can directly use.

Job Title

Closing Disclosure (CD) Specialist Fees Review

Location

Pune (Magarpatta)

Experience

2+ to 7 years (relevant CD experience)

Job Description

We are seeking a Closing Disclosure (CD) Specialist with strong expertise in CD document preparation and comprehensive fee review. The role is strictly focused on all fees reflected on the Closing Disclosure and ensuring accuracy, regulatory compliance, and alignment with the Loan Estimate.

Key Responsibilities

• Prepare, review, and validate the Closing Disclosure (CD) document
• Review all fees on the CD, including:
• Lender fees
• Origination and discount points
• Title and settlement fees
• Recording fees
• Transfer taxes
• Escrow fees
• Prepaid items
• Thirdparty service provider fees
• Perform LE vs CD fee comparison and identify variances
• Ensure fee accuracy across borrowerpaid, sellerpaid, and lenderpaid sections
• Validate fee tolerances (0%, 10%, notolerance categories)
• Calculate and apply tolerance cures where applicable
• Ensure CDs are issued accurately within TRID timelines
• Coordinate with title/settlement agents to resolve fee discrepancies
• Update and correct CD documents based on fee changes
• Maintain accurate documentation for audits and client reviews

Required Skills & Knowledge

• Handson experience in Closing Disclosure (CD) document review
• Strong understanding of all fee components within the CD
• Knowledge of:
• TRID regulations related to CD
• Fee tolerances and cure calculations
• LE vs CD comparison methodology
• Experience across loan types (Conventional, FHA, VA preferred)
• Proficiency in LOS systems (Encompass preferred)
• High attention to detail and analytical accuracy

Good to Have

• CD Quality Control or Audit experience
• Investorspecific CD fee requirements
• Statespecific title and recording fee knowledge

Education

Graduate in any discipline

Rotational Shifts

Employment Type

Fulltime

Thanks & Regards

Meenakshi Verma

Email: meenakshi.verma@mphasis.com

Contact#: 9596024539