Associate Director - LCG - Ratings (Finance sector)

Business: Ratings

Department: LCG- Financial Sector

Role: Associate Director Financial Sector Ratings

Experience: 8 to 15 years

Job Role: Leada team of analysts involved in rating of financial sector entities. This includes NBFCs (in vehicle finance, microfinance, housing finance asset class and broking entities) and Banks

Functional Skills / Knowledge

• Technical:
• Good understanding of regulatory framework and changes in the same
• Strong understanding of 2-3 asset classes in the NBFC space like vehicle finance / microfinance / housing loans / gold loans.
• Good overall understanding of the banking sector
• Client Management / Stakeholder Management:
• Lead the team in meeting preparation covering analysis of past trends and future projections
• Undertake in-person meetings / telecon with senior management personnel at client side to discuss strategy, business and financial performance
• Writing and Presentation Skills:
• Writing detailed rating reports to explain the rationale behind the rating
• Making presentations to Crisil Ratings Rating Committee
• Preparation of sector notes
• Writing opinion pieces to cover developments / share outlook on various asset classes / sectors
• Regular Portfolio and Sector Monitoring
• Monitoring and tracking the financial performance on quarterly basis aside from event-based reviews
• Stay updated on the latest market developments and their implications

Candidate Profile

• Excellent oral and written communication skills primarily focused on managing client communication and report writing
• Ability to get execution of transactions under stringent timelines
• Has relevant experience in managing teams involved in analysis of NBFCs / Banks
• Experience in handling CXO conversations at in-person meetings
• Proficient in Analytics software like PowerBI, MS-Excel, MS-Word, MS-Power Point

Education - CA/MBA (preferred from Premiere / tier 1 College)