Analyst - Overseas Risk

Job Responsibilities(JR)

Actionable

• Driving the risk management framework for Loan against Securities (Retail) including quarterly reviews of the universe and stress testing
• Evaluating the ad hoc business requests that come from time to time
• Strong analytical approach to conduct deep dive analysis pertaining to risk frameworks, portfolio assessments, etc.
• Managing frameworks, review and providing inputs for policies and product programs.
• Contribute in discussions independently with various stakeholders.
• Driving end-to-end closure of submissions.
• Driving the risk management framework for Overseas Collateralised Lending portfolio
• Review of the Policies and frameworks
• Evaluating the ad hoc business requests that come from time to time
• Strong analytical approach to conduct deep dive analysis pertaining to risk frameworks, portfolio assessments, etc.
• Managing frameworks, review and providing inputs for policies and product programs.
• Contribute in discussions independently with various stakeholders.
• Driving end-to-end closure of submissions.
• Review of matters having regulatory significance, including audit and compliance
• Ability to review regulatory matters including audit and compliance, and deliberate within the team on recommended actions / conclusion.
• Ensure timely closure of audit and compliance observations / submissions.
• Tracking market trends and other parameters for prompt action on the portfolio
• Tracking daily market movements and keeping the team abreast on various developments
• Taking and recording prompt actions taken on the portfolio
• Liaising with relevant stakeholders to ensure implementation of action recommended
• Liaising with internal / external teams (eg: RCSC, Credit, Business, Product, Compliance, Regulators, Auditors, etc.)
• Liaise for data, understanding process, setting work flows, etc.
• Liaise for independent discussions with Business/Credit/RCSC/Product for various matters involving LAS and overseas.
• Liaise with Internal Audit / Compliance
• Preparation of regulatory submissions and ensuring compliance with regulatory asks / observations in agreed timeframes
• Timely preparation of regulatory submissions
• Ad-hoc regulatory requirements to be evaluated and addressed
• Handling of data requirements and responses for regulatory inspection
• Recommending changes in product programs, policies, frameworks, notes involving the overseas branches collateralized lending portfolios and loan against securities
• Conducting detailed internal reviews for these documents and sharing inputs and recommendations from Risk
• Raising critical points for deliberation of Seniors

Ensuring proper discussions and closure of risk related matters, with necessary documentation

• Management of Board and Board Committees schedules, monitoring ATRs, liaising with stakeholders for submissions, updates and closure of sign-offs and minutes for Risk Management Group

• Management of Board and Board Committees schedules, liaising with stakeholders for submissions, updates and closure of sign-offs for Risk Management Group
• Managing minutes of the Board and Board Committees for Risk Management and ensuring timely closure
• Tracking actionables emanating from the meetings, monitoring timelines and ensuring timely updates are presented, and escalations where necessary