Silicon Valley Blogger's Investment Strategy for 2021: Cash, Real Estate, & Value Stocks

Join me, Silicon Valley Girl, as I share my personal investing strategy for 2021, including my plans to diversify my portfolio, invest in value stocks and emerging markets, and even dip into cryptocurrencies like Bitcoin.

1. The speaker started investing in March 2020, during the crisis, after realizing the low returns on her savings accounts.
2. In 2021, she plans to invest 40-50% of her income after expenses and deductions, keeping the rest in cash for emergencies, taxes, and liquidity.
3. She previously kept more than 80% of her portfolio in cash due to fear of market volatility.
4. Her investment strategy may change based on market conditions and new information.
5. The speaker is not a professional investor but documents her investing journey for personal records, learning, and connecting with like-minded individuals.
6. She warns viewers about scammers impersonating her and offering fraudulent Bitcoin investment opportunities.
7. In 2021, she aims to automate her investment strategy by setting aside a fixed percentage of her income each month for investing.
8. She plans to add real estate to her portfolio in 2022, requiring changes in her tax strategy and business investments.
9. Policy Genius, an insurance marketplace, is sponsoring the video, and she recommends using their services for life insurance.
10. According to Arc Invest's 2021 report, there is no bubble on the stock market but there is one on the bonds market, with bonds valued higher than their returns.
11. She stopped buying government bond index funds due to the lack of economic incentive and will redirect that money to other investments.
12. The speaker has invested in big tech companies like Amazon, Google, Apple, and Tesla but will not buy more shares in those companies in 2021.
13. She plans to invest in value stocks through the Russell 2000 ETF, which focuses on small-cap stock markets with low multiples but strong financial results.
14. Emerging markets such as China and India could benefit from the global economic recovery, so she will invest in related ETFs.
15. Ark Invest's outlook for 2021 inspired her to focus on companies that are "Teslas" of their respective markets, investing in future growth rather than short-term profits.
16. She will add Arc Autonomous Technology and Robotics ETF and Arc Genomic Revolution ETF to her portfolio.
17. Due to the changing real estate market, she plans to invest in IShares Global Real Estate ETF to have a fraction of her portfolio in real estate.
18. She will continue investing in index funds and stocks while adding ETFs to her portfolio, following her strategy of diversification and dollar-cost averaging.
19. Two percent of her portfolio will be allocated to Bitcoin, following the trend of corporations investing a fraction of their cash into the cryptocurrency.
20. She started investing in Bitcoin in 2017 and still holds some, with its value increasing from $3-4k to $14k since then.
21. The speaker uses various brokers for her investments: Robinhood, Webull, Vanguard, Interactive Brokers, and Coinbase.
22. She encourages viewers to be cautious about scammers impersonating her and offering fraudulent investment opportunities.

Source: Silicon Valley Girl via YouTube

❓ What do you think? What is one investment strategy or approach that you believe has the potential to revolutionize the way people think about and manage their finances? Feel free to share your thoughts in the comments!